What is the future of A.I in the next 5 years? 

 It is difficult to predict the exact future of AI in the next 5 years, but it is expected that AI will continue to grow and become increasingly integrated into various industries and aspects of our daily lives. This can include advancements in natural language processing, computer vision, and machine learning, as well as increased adoption of AI technologies for tasks such as predictive maintenance, fraud detection, and autonomous vehicles. Additionally, there may also be advancements in ethical and interpretable AI, as well as increased attention to the potential consequences and societal impact of AI. 

  Is the A.I. to be important in the insurance Industry?

Yes, AI is becoming increasingly important in the insurance industry. AI can help insurers improve operational efficiency, make more informed underwriting decisions, and enhance customer experiences. For example, AI can be used to analyze large amounts of data, identify patterns and correlations, and provide insights to help insurers make better decisions about risk. It can also be used to automate claims processing, reduce fraud, and improve the accuracy and speed of claims handling. Additionally, AI-powered chatbots and virtual assistants can provide customers with fast and personalized support, improving customer satisfaction and reducing costs for insurers. Overall, the integration of AI into the insurance industry is expected to bring many benefits, but it will also require insurers to carefully consider ethical, legal, and regulatory implications. 

  What is the advantages for the life insurance, auto insurance, home insurance and for the all insurance? 

AI can bring several benefits to different types of insurance, including: 

Life insurance: 

AI can be used to analyze large amounts of data to help insurers make better decisions about pricing, risk assessment, and underwriting. This can result in more accurate and personalized life insurance policies for customers. 

Auto insurance: AI can help insurers to improve fraud detection, streamline claims handling, and provide customers with real-time support. Additionally, AI-powered telematics and predictive analytics can help insurers to better understand driving patterns and anticipate potential accidents, resulting in more accurate pricing and risk assessments. 

Home insurance: AI can help insurers to assess risks and make more informed underwriting decisions for home insurance policies. For example, AI can analyze satellite and aerial imagery, weather data, and demographic information to assess the risk of natural disasters and other hazards. 

All insurance: AI can bring benefits to the insurance industry as a whole, such as increased operational efficiency, improved customer experience, and better decision making. Additionally, AI-powered chatbots and virtual assistants can provide fast and personalized support, reducing costs for insurers and improving customer satisfaction. Overall, the integration of AI into the insurance industry is expected to bring many benefits, but it will also require insurers to carefully consider ethical, legal, and regulatory implications. 

  The blockchain is the part of this?

Blockchain technology can be a part of the AI integration in the insurance industry. For example, blockchain can provide secure and transparent record-keeping for insurance transactions, enabling faster and more efficient claims processing. Additionally, blockchain-powered smart contracts can automate the claims process, reducing the risk of fraud and errors, and improving the overall customer experience. Moreover, blockchain can be used to improve data sharing and collaboration between insurance providers, which can help to improve the accuracy of risk assessments and underwriting decisions. This can also lead to the development of new insurance products and services that are based on shared data and insights. Overall, while blockchain is not necessarily a necessary component of AI in the insurance industry, it can be a valuable complementary technology that can bring additional benefits and opportunities to the industry.

SMARTPHONE SAMSUNG GALAXY SII

The Samsung Galaxy SII is the unit of fashion, and became the best selling smartphone in the world. In two months exceeded three million units sold and the brand became the main player in the Korean market in 2011.

Samsung Galaxy SII is the smartphone of the moment and is easy to see why the success of the device. It is noteworthy that the Samsung S Galaxy is well below the SII.

Galaxy SII was launched in February at Mobile World Congress in Barcelona, ​​and the first impression we had at the time has now been confirmed during the three weeks of use. It is in essence a super smartphone and starts right impression with the stylish packaging that has left us.

Days as a Coca-Cola slogan that fits the use of this device: "First you find it strange, then gut up."

So with the dimensions of the Galaxy SII. Extremely generous in size, requires its user to some getting used to, particularly when used as a phone. But after the habit becomes very comfortable, very lightweight thanks to its small and its thickness.

These are the two major assets that the device shows the first contact. When we look at it, seems much more cumbersome and difficult to handle than it actually is. And also due to the weight of only 116 that is similar to a common cell phone and the small thickness of 8.5 mm, fits perfectly into my pocket. It is therefore an easily transportable unit although not at first seem.

Finally, when we put the unit into operation, the screen / display provides a true wonder. Its quality is truly amazing thanks to technology SuperAMOLED Plus. The brightness and colors of the screen are the best we had seen and provide a unique experience when surfing the net or playing games. Even with the sun, we can see well enough to be able to use the device, which does not always happen.

Notice that we have used various adjectives: beautiful, amazing ... Well, let us not stop there. We are talking about a device that is on top of high-end and this is reflected in the user experience.

The OS / Android operating Gingerbread, the dual-core processor and RAM make the Galaxy SII extremely powerful. Not have to wait eons for opening the pages, you need not fret at temporary blockages ... Whether or edit documents using the most powerful applications, the Galaxy SII will always show up to the challenge.

For all of this is undoubtedly the best purchase of 2011 for lovers of modern technology.

The Aplications of Samsung Mobile Phones

The latest smartphone from Samsung is already on sale in Portugal. Galaxy SII was the device that created more expectation in the market since its launch. Display / Screen Amoled Super Plus and dual core processor make this handset an obvious choice for professionals and for those who make an intensive use of new mobile devices.

After the success of the Samsung S Galaxy, a new market demand has led Samsung to present now the most advanced phone ever. Vivid (Plus Super AMOLED 4.3 "), Fast (Dual-Core 1.2 GHz), Slim (8.49 mm thick) and Rich (multiple services and content) are just some of the characteristics that distinguish this smartphone from all others. In addition, the Samsung S Galaxy II comes equipped with the latest version of Android 2.3 (Gingerbread).
GALAXY S II Lifestyle Image 1 Samsung Galaxy SII for sale in Portugal

The manufacturer's expectations are great: "The Samsung S Galaxy II, more than an evolution of the Galaxy Samsung S, capitalizes on the phenomenal success of Samsung's original Galaxy. We are proud to present the most advanced smartphones! The Samsung S Galaxy II comes with an innovative set of features that make it the most complete smartphone of all time. This smartphone will be everything consumers expect and more, "says Nuno Parreira, Division Head, Mobile's Samsung Electronics Portuguese.

The selling price to the public is advised by brand 649.90 euros, while the same can also be purchased at 499.90 euros by operators, but with loyalty.

For more cheap prices for your satisfaction see the Amazon.

Galaxy II S II super Samsung AMOLED Galaxy SII PortugalDefinindo for sale in the pattern of image quality on smartphones, the display / screen AMOLED Super Plus introduces the best definition in the range of colors, contrast ratio and clear contours. With technology RealStripe and one count of subpixels expanded, the Super AMOLED Plus complements the mechanics of the human eye to recognize the images that become more defined in ever.

This is the most visible and one of the great arguments of the Galaxy S II. The others are inside the devices. The new smartphone from Samsung has a Dual Core 1.2 GHz and eight megapixel camera with flash LED, running on the Android Gingerbread, recording and playing video in full HD.

Also the integration with other devices, the S Galaxy II takes a step forward with technology Kies.

The recently released 2.0 Kies, Kies an Update 1.5, allows the Samsung Galaxy S II S II seGalaxy sync active sync 300x114 Samsung Galaxy SII for sale in Portugal with a computer via a Wi-Fi to back up to purposes of the management of personal information, subscribe and share multimedia content.

Already, with the solution Kies Samsung air, you can connect to the address bar of any browser without a program Kies via web browser to manage all types of information and multimedia content on a larger screen.

Other very cheap price sites is the ebay.

Finally, Samsung S Galaxy II includes exclusive access to four new hubs and entertainment content from Samsung, offering direct access to music, games, eBooks, and social networks.

LINK FARM - o que é isso?

SEOmoz Whiteboard Friday - Link Farming from Scott Willoughby on Vimeo.

http://vimeo.com/4655099

http://www.seomoz.org/blog/whiteboard-friday-link-farming

GLOBAL FINANCIAL DATA (09/29/2010)

REVIEW OF SCHOLARSHIP

WEDNESDAY, Sept. 29, 2010

(1) SUMMARY OF THE SCENARIO:

Many stock markets in Asia closed higher, with Hong Kong and Tokyo among top gainers, after publication of economic data as the Chinese manufacturing activity, which showed a high continuity that has lasted five months, reassuring investors that the China will not face a slowdown in the short term. He also collaborated in the rise on Wall Street Tuesday, with increasing expectations that the Federal Reserve to promote a new round of quantitative easing to retrieve the slowdown in the U.S. economy.

JAPAN: In Tokyo market rose after better-than-expected Tankan Manufacturing Index of showing that the sentiment among large manufacturers in the country will have a faster pace than expected, however, companies became more cautious in their outlook for the next quarter, due to the influence of the yen and increased uncertainty about the global economy. Benefited from this session exporters and manufacturers of cars, despite the strong yen. Highlighting that subiru Shinsei Bank 5.2% after raising its net profit forecast for the fiscal year end in March 2013 to Y51 billion (forecast Y32 billion), citing aggressive cost reduction as the main reason.

CHINA: In China, Shanghai seemed not to react to the PMI data, with closing virtually unchanged (industrial activity in China accelerated for the second consecutive month, hitting its highest growth rate since April). Analysts believe that strong data should reinforce the view that Beijing would review the policy tightening implemented earlier this year. Roles of Chinese mining companies took advantage of the weakening U.S. dollar and closed higher.

EUROPE: Most European stock markets opened high, but returning back initial gains. Featured negative for shares of Swedish fashion retailer Hennes & Mauritz fell sharply after the third-quarter earnings disappointed investors of the company (23% increase in third-quarter profit, but the results were below market expectations). Highlight positive for oil giant BP which sold $ 3.5 billion of securities and to the engine manufacturer Rolls-Royce after winning an upgrade from Morgan Stanley. Economic sentiment across the euro area improved in September, rose to 103.2 from a revised reading of 102.3 in August. Economists polled by Dow Jones Newswires had forecast a drop of the index to 101.5.

(2) AGENDA OF THE MARKET:

TODAY:
BRAZIL:
15:00 - ABB (Tender Offer) of Embratel (EBTP4) to acquire shares of NET (NETC4).

USA:
11:30 - Inventories of U.S. weekly oil.

AGENDA FOR TOMORROW:
U.S.: 09:30 - Initial Claims (claims for state unemployment), final number of GDP and its deflator, 10:45 - Chicago PMI (level of industrial activity in the region).
EUROPE: Consumer Price Index - CPI (monthly indicator of consumer inflation in Europe).
UNITED KINGDOM: No provision is the disclosure of economic indicators.
GERMANY: Unemployment Rate (rate of unemployment in Germany).

(3) WORLD INDEX (7:10 a.m.):

ASIA
Australia: -0.49%
Nikkei: +0.67%
Hong Kong: +1.22%
Shanghai Composite: -0.03%
EUROPE
London - FTSE: -0.33%
Paris Cac 40: -0.25%
Netherlands: -0.23%
Frankfurt - Dax: -0.39%
Madrid IBEX: -1.03%
Zurich: -0.20%
Milan Mib: -0.35%
Moscow RTS: +0.90%

OIL
BRENT: +0.41%
WTI: +0.34%

METALLIC COMMODITIES
COPPER: +0.34%
NICKEL: +0.24%

INDEX FUTURES AMERICAN
Dow: -0.15%
S & P: -0.15%
NASDAQ: -0.10%

GLOBAL FINANCIAL DATA (09/28/2010)

REVIEW OF SCHOLARSHIP

TUESDAY, September 28, 2010

(1) SUMMARY OF THE SCENARIO:

Asian markets closed mostly lower on Tuesday as investors followed the performance of Wall Street after a four-week high. China's stocks were pressured by worries that Beijing may launch new measures to cool the real estate industry.

JAPAN: The Tokyo market was "heavy" due to a large number of shares, trading ex-dividend, especially pharmaceutical companies. Still hanging on expectation of further measures of monetary policy easing by the Bank of Japan, raising hopes that the yen will not strengthen further (BOJ will discuss additional measures flexibility in its policy board meeting in October). The turnover was low, with investors awaiting the quarterly results from Bank of Japan to be released on Wednesday. Takefuji Corp filed for court protection from creditors under the Corporate Rehabilitation Law of Japan leaving behind 433.6 billion yen (U.S. $ 5.1 billion) in total debts. The shares closed down 32.2%.

CHINA: China devalued shares amid persistent worries that Beijing might launch more tightening measures in real estate to contain a possible housing bubble. Investors are trading with caution in the face of uncertainties about the policies for real estate developers and banks.

EUROPE: European markets falling, especially the French tire manufacturer Michelin (want to sell € 200,000,000 ($ 1.6 billion) of new shares) and Dutch chemical group Akzo Nobel (defined medium-term targets that disappointed investors) among the largest falls. The Irish government said it would spend € 35 billion to assist Anglo Irish Bank, but many doubt his capacity to do so. Bank stocks also fell across Europe with the concerns about public debt that continues to undermine investor confidence. Weighs still expeculaç! To that Moody's might downgrade the debt this week Spain, following the Standard & Poor's and Fitch, which has already cut the debt rating of the country. The British GDP grew 1.2% in the second quarter compared with the first three months of the year and showed a growth of 1.7% over the same period last year.

(2) AGENDA OF THE MARKET:

TODAY:
USA:
11:00 am - Consumer Confidence (confidence of U.S. consumers) in September. Published monthly by the Conference Board conducts interviews to obtain the 5000 index, which is divided into two categories: the country's current economic situation and expectations for the future. The first category represents 40% of the index, while the latter represents 60%.

AGENDA FOR TUESDAY:
USA: 11.30 - Inventories of American Petroleum.
EUROPE: Economic Confidence (consumer confidence in economic activity), Industry Confidence (confidence of executives in the industry), Service Confidence (executive confidence in the service sector) and Consumer Confidence (level of consumer confidence in the Eurozone).
UNITED KINGDOM: Consumer Credit (total volume of consumer credit) and GFK Consumer Confidence (level of UK consumer confidence about the future of the local economy).
GERMANY: No provision is the disclosure of economic indicators.

(3) WORLD INDEX (7:10 a.m.):

ASIA
Australia: -0.11%
Nikkei: -1.12%
Hong Kong: -1.03%
Shanghai Composite: -0.63%
EUROPE
London - FTSE: -0.30%
Paris Cac 40: +0.02%
Netherlands: +0.22%
Frankfurt - Dax: +0.28%
Madrid IBEX: -0.55%
Zurich: -0.07%
Milan Mib: +0.11%
Moscow RTS: -0.43%

OIL
BRENT: -0.18%
WTI: -0.30%

METALLIC COMMODITIES
COPPER: -0.23%
NICKEL: -0.99%

INDEX FUTURES AMERICAN
Dow: +0.21%
S & P: +0.18%
NASDAQ: +0.44%

GLOBAL FINANCIAL DATA (09/27/2010)

REVIEW OF SCHOLARSHIP

MONDAY, Sept. 27, 2010

(1) SUMMARY OF THE SCENARIO:

Asian shares started the week and animated rose on Monday as investors following the mood on Wall Street on Friday. U.S. economic data has met the expectations in September, easing concerns about a possible recession. Australia came at the expense of banks and commodities.

JAPAN: Tokyo Stocks rose at the expense of gains on Wall Street and in expectation of a weaker yen, with a possible government intervention if the dollar falls below 84 yen. Exporters led the highs. The Japanese government is studying programs that calls for spending additional tax of up to 55 billion U.S. dollars to offset the stronger yen and help boost the stagnant economy, using only excess funds in tax revenues above the expected and non-use of Fund resources from the 2009 budget.

CHINA: Chinese Market opened on the rise, after remaining closed due to the Mid-Autumn Festival. Hong Kong opened sharply higher influenced banks and real estate. Hang Seng remains high five months. The Chinese government announced measures to curb property expeculação. Cities that did not meet the requirement for affordable housing will be prevented from offering land for luxury housing. The new measures were not considered "hard", but is a strong sign that if there is a real estate recovery, you are likely a more rigorous action.

EUROPE: European markets opened with gains, boosted by strong winds from Wall Street the previous session. Highlight for Wal-Mart, Vivendi, Unilever (Alberto Culver Co. will buy for $ 3.7 billion and become the world leader in hair conditioners, the second largest shampoo) and Nestle (announced the creation of a new subsidiary focused on promoting nutritional health, help prevent and treat diseases such as diabetes and cardiovascular disease). M3 Money Supply, showed a growth of 1.1% in August from 0.2% in July, before an anticipated increase of 0.4% in the Eurozone. The three-month average annual growth rose to 0.5% in the period from June to August, compared to 0.1% in the period from May to July. Private Sector Loans (Private Loans) grew at an annual rate of 1.2% in August from 0.8% in July.

(2) AGENDA OF THE MARKET:

TODAY:
USA:
09:30 - Chicago Fed National Activity Index (level of economic activity in Chicago) in August.
11.30 - Dallas Fed Manufacturing (manufacturing activity in the region) in September.

AGENDA FOR TUESDAY:
U.S.: 11:00 am - Consumer Confidence (confidence of American consumers).
EUROPE: There are no plans to release economic indicators.
UNITED KINGDOM: Current Account (current account balance), Final GDP (GDP).
GERMANY: German GfK Consumer Climate (level of consumer confidence in the German economy), German Prelim CPI (consumer price expectations in German).

(3) WORLD INDEX (7:05 a.m.):
ASIA
Australia: +1.52%
Nikkei: +1.39%
Hong Kong: +1.00%
Shanghai Composite: +1.41%
EUROPE
London - FTSE: +0.02%
Paris Cac 40: +0.23%
Netherlands: +0.46%
Frankfurt - Dax: +0.21%
Madrid IBEX: -0.26%
Zurich: +0.33%
Milan Mib: +0.21%
Moscow RTS: +0.32%

OIL
BRENT: -0.13%
WTI: +0.09%

METALLIC COMMODITIES
COPPER: -0.63%
NICKEL: +0.45%

INDEX FUTURES AMERICAN
Dow: +0.21%
S & P: +0.15%
NASDAQ: +0.14%